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Eric Sievers
Huntington Bank · SBA Lending · Nationwide

SBA financing for owners ready to move.

I'm Eric Sievers, Senior Business Development Officer at Huntington Bank. I help entrepreneurs structure SBA financing for acquisitions, expansions, partner buyouts, and owner-occupied real estate.

Request a confidential review→Explore the practice
Eric Sievers, SBA Senior Business Development Officer at Huntington Bank
Eric Sievers
Senior Business Development Officer · Huntington Bank
SBA 7(a)★SBA 504★Business Acquisition★Partner Buyouts★Owner-Occupied CRE★Working Capital★Equipment Finance★ESOP Transactions★
SBA 7(a)★SBA 504★Business Acquisition★Partner Buyouts★Owner-Occupied CRE★Working Capital★Equipment Finance★ESOP Transactions★
01
#1
SBA 7(a) lender in the United States (FY units)
02
$5M
Maximum SBA 7(a) loan size structured
03
25 yr
Amortization on owner-occupied real estate
04
10%
Typical equity injection on acquisitions
§ 01 — Practice

A focused
lending
practice.

SBA lending is not a product — it's a framework. Used correctly, it unlocks deals that conventional underwriting can't see. I work with founders, search funds, and established operators to put SBA capital exactly where it creates the most leverage.
017(a) · up to $5M

Business Acquisition

Finance up to 90% of the purchase price for qualifying businesses. Structured for buyer success, not just lender comfort.

Discuss structure →
027(a) · Change of Ownership

Partner Buyout

Buy out a retiring or departing partner without diluting the business or your equity stake. Clean, definitive, fully amortizing.

Discuss structure →
03504 · 25-year fixed

Owner-Occupied Real Estate

Acquire, refinance, or construct the building you operate from — with low equity and the longest term in the market.

Discuss structure →
047(a) · flexible use

Expansion & Equipment

Working capital, equipment, and growth financing structured against the long-term cash flow of the business — not last quarter's balance sheet.

Discuss structure →
§ 02 — Process

From inquiry
to funded.

Most lenders treat SBA as paperwork. I treat it as a campaign — one with milestones, decision points, and a clear timeline you can underwrite your own life against.
Week 0
Conversation
30 minutes. Deal overview, structure check, and a candid yes/no/maybe before you spend a dime.
Week 1–2
Term Sheet
A structured letter outlining loan amount, rate, term, collateral, and conditions — written in plain English.
Week 3–6
Underwriting
Documentation, third-party reports, and committee. I quarterback the file so you stay focused on the deal itself.
Week 7–10
Close & Fund
Coordinated closing with counsel, escrow, and seller. Funds wire. You take the keys.
§ 03 — Outcomes

Deals
that closed.

Representative transactions. Names and figures generalized for confidentiality.
Manufacturing
Acquisition + Real Estate
$4.2M
Second-generation buyer acquires precision-machining shop and the building it occupies. Combined 7(a) + 504 structure.
→
Professional Services
Partner Buyout
$2.8M
Senior partner retires; remaining principal consolidates ownership. Goodwill financed at full SBA term.
→
Healthcare
Practice Acquisition
$3.6M
Physician acquires multi-location practice from retiring founder. Closed in 47 days from term sheet.
→
Hospitality
Owner-Occupied CRE
$5.0M
Operator refinances and expands flagship location. 25-year fixed via 504.
→
§ 04 — About

A banker
who answers
the phone.

I've spent my career on the side of the table that gets the call when something needs to actually happen — when a seller is wavering, when a term sheet expires Friday, when a real-estate close needs to coordinate around an SBA approval.

At Huntington — the country's most active SBA 7(a) lender — I have the institutional weight to commit and the proximity to the deal to do it personally. Borrowers don't get routed. They get me.

My standard is simple: if I can't get it done, I'll tell you within the first conversation. And if I can, you'll know exactly when, on what terms, and with what to expect at every step.

Coverage
Nationwide
Specialty
SBA 7(a) · 504
Affiliation
Huntington Bank
Approach
Operator-first
§ 05 — Contact

Bring me the
deal. I'll bring
the capital.

Whether you're 60 days from a close or 6 months from a thesis, the first conversation is free, candid, and confidential.

Direct Line
Eric Sievers
SBA Senior Business Development Officer
Huntington Bank
Emaileric.sievers@huntington.comLinkedIn/in/eric-sievers
CoverageNationwide · USA
Start a confidential conversation →